I would suggest looking closer to places like Freeport (LL Bean alone attracts a lot of folks), Portland (where the Old Port is always going plus the added benefit of renting to people coming in or going out on the airline), and near Kittery (near the Naval Base where again folks coming in and out will tend to stay) if you are wanting year round high occupancy.  

DSCR products qualify you based on the property itself cash flowing.

Hi Sejin,Are you calculating the rental income based on long term rental or short term rental? 

Then I have the option to engage the attorney to appeal the tax and only pay if they succeed to reduce the assessment based on a percentage of the reduction.

I am a Tampa based RE Broker that specializes in STR investor acquisitions and also co-own a PM Company. 

Based on my experience, most illegal immigrants are hard workers and pay their rent.

Over improving a home based on the neighborhood doesn't help us either. 

I look to develop relationships with my bankers and go from there but understand they are not the most flexible people based on the law and regulations. 

Memphis has a very strong rental base with additional growth potential in the coming year. 

Or you can refi as two separate condos, or as a duplex depending on what fits your needs, or maybe you sell both off eventually, but having the flexibility to exit and a couple different ways allows you to pivot based on outside forces.