They keep a lot of loans in their own portfolio so they don't have to always conform to Fannie/Freddie regulations.

Some of the most significant regulations the IRS has come down with recently deal with this, it's an issue they are focusing on.  

They are now regulated more so than in the past and the penalties for violating the regs are severe, but L/O's were never made illegal.

families who move to a different school district would definitely do all that before the school year starts, and that's summer.There are a lot of people switch job, a lot of those happens in summer too.Recently we helped our client to rent his townhouse out, and we found the tenant who's moving in town.When everyone is trying to move at the same, the demands go up and the supply is technically fixed, you can technically demand more rent, but then again, it also depends on other factors too.

Being new to forums and being that there is so many I was looking for information and ideas about flipping in a smaller community, where I live there is only 9000 people so there really isn't a whole lot of supply out there.  

@Jamie Montpellier There were folks here who thought we should adopt similar regulation.  

You can supply most of the cash and they can supply a good credit score.

We have charge accounts at Lowes, Locke a Supply, etc. and every purchase at suppliers we require a PO # which is the house address for the items purchased.  

The only explanation I can think of is that there is still a low supply of qualified buyers.

Here is CA the loan late fees are regulated as well the time frame for what is considered late, which allows for more than just the typical 3-5 days on a rental.