Contracting by cutting cost, laying off employees, stopping production on the warehouse or manufacturing plants ect.

I highly recommend talking to Grant to go over loan products, he’s got experience in the area, loan products, and multifamily. 

@Nick Belsky maybe your overpriced loan products? 

Others always use those loan products.

@Tracy Graham so there are some VERY distinct differences between these two products.  

if enough people are underworking, it will take a lot more than the top 2% to allow the non-productive/under productive to live a great life.Maybe technology can save things, but in the absence of technology, I fear the US falling from highest GDP over the next generation. 

Most DSCR products you will find are about 80% LTV. 

None of these companies have an FHA product for multi-family homes, and the Conventional Mortgage products offered by one servicer can only be used for a duplex.I would like to know if FHA first-time homebuyer loans can still be used for multi-family owner-occupied 4-unit properties?

See what the other similar products in that area might be doing to get prospects.

Recovering: I do think that burnout is real, and it is better to take a certain number of hours and be very highly productive, than to say we worked like 14 hours, but a lot of distractions in there.