The area is almost elusively low-income African american.

Also I agree about living below my means,  It's very challenging with 2 kids, but we live well below the average American.  

Sadly, in 2008 millions of Americans learned this in a jolting, financially crippling way.

There is a reason  that the vast majority of american millionaires made their money by owning real estate.

While an ever larger percentage of people want an urban, walkable lifestyle, most Americans are not willing to give up the size, style, comfort and privacy of the suburban SFR or townhouse.  

But this is also a neighborhood rich in African-American history, having been the first neighborhood in Atlanta, where black people were allowed to own.

And I laugh at Obama, who will go down as the WORST president in American history.

So far the American Taxpayer is the proud new owner of about $1.5 trillion worth of MBS (a.ka. dog crap).Here's a little blurb about the Fed discontinuing buying MBS's.Beginning in January 2009, and every single business day since then, the Fed has been buying up Mortgage Backed Securities (in a very non transparent market).

I also have my insurance license and right now put an investor with 16 SFR's from State Farm with 16 individual polices into one policy for all 16 with American Modern and saved him 40% on the annual bill.So run the numbers on a commercial policy if you have over 5 houses.

I do carry liability insurance, due to the litigious society the U.S. is!!