Not to get too far off topic, but it's probably better to realize financial freedom first then go for your forever home.

Then I learned about REIT’s and Syndication and realized we could grow our company by making it possible for all people to enjoy the benefits of income producing commercial properties

After looking at a few different areas, I realized that by going just a little further south, some homes were more in our price range.How did you find this deal and how did you negotiate it?

I did however realize that there are some items missing that were a great part of the old calculator as well as some technical issues.

This is similar to the time that I realized why folks were buying class B type commercial  at 4% cap rates.  

Hi everyone - I realized I left out some information.Those CoC #s are based off me not living in the Property.It's a 3 unit property that cash flows $2,366/unit.

When I got older and started seeing people with even more severe disabilities limited to minimal work and life experiences (like needing a care taker and the biggest "position" they can strive for is cleaning tables at the local mall) I quickly realized how lucky I still am. 

If it's zoned for a mid-rise 5 story building and the surrounding area is booming, then yeah maybe there's some redevelopment potential there that is valuable, but it's unlikely the seller didn't realize that and bake it into the price. 

. #2 could mean either that it's a HML you've done several successful deals with, who cuts you a break and eliminates the points, or is a private lender who isn't real estate savvy and doesn't even realize points are common.It's basically the same with lending as it is with buying houses: The more work you personally put in to make the deal happen, the better deal you'll get.

But in GA you folks may have more opened up than I realize.