As you've found out now, solo agents these days can't do much from scratch and if you know that market, a team there would suit you well and get you up and running and doing business quicker.

You'll probably need to focus on having an effective training program, lead generating system, as well as an opportunity to be mentored or coached.

For either to have the desired effect, they need to be legit to be taken seriously ...for a PreApproval, that means full documentation..for a POF, that means Cash in a bank account in your name.

Just trying to learn quickly and be effective and efficient with my time, money, and resources. 

However, there are a few homes that are overpriced and are feeling that effect by staying on the market longer.

The benefit of an LLC is to protect "Your" other assets from a suit related to the business you conduct under the LLC. 

.- $26,856  -Annual Mortgage Payment (only P & I) - $28,210 Annual Expenses (Property Tax, Insurance, HOA, PMI, and Utilities) - $17,922 Annual Total Cost (Mortgage+Expenses) - $46,132 Revenue (at $900 per bedroom and 4 roomates) - $40,694Total Cost Per Month for Me to Live Here - $5,438 -Loan Principle Paydown - $10,378Total Return (Cash Flow + Amortization) -  $4940 Total ROI (Cash Flow + Amortization) - 18.39% If I decide to only have 3 roomates (possibly taking the master suite on the third floor and the ground floor) then I'd end with only $30,521 in annual revenue (however it would ensure no parking issues since all people living have a space).

They want to reach it with out it effecting their normal day-to-day lifestyle.

She has since fallen more than 2 months behind so I gave her notice on 12/1 that I would be terminating the lease effective 12/31. 

I have seen appraisers come in with low appraisals all the time which then negatively effects the seller.