If I could give it to zero ratings I would.

I get about an 85% hit rate.

Currently at a 50%+ savings rate, making it work.

Our rate is a 3.5% fixed with 27 years remaining.

Make sure to thoroughly research the real estate market in both states, taking into account things like property prices, rental demands, vacancy rates, possible appreciation, and income potential.

I am patiently waiting for prices to drop for no other reason than the market stagnation due to high interest rates.

We are currently trying to book high-season months 2-4 weeks prior to check-in because we see the highest rates this way.

It's also important to plan the timeline for each renovation aspect to understand how it impacts rental rates, cash flow, and property worth.

Are you thinking your response rate will increase?

Not looking to refinance due to the great interest rates  4% on 30 year loans but would have not talked to any lenders that will do HELOC's yet.