The lender will ask for some basic information, such as your income and expenses and they'll run a credit check.

Shane Humes What you're running into is a "pick your metric" issue that's a prevalent challenge on BP.

I'm looking for my first property (live-in duplex, triplex, or fourplex) and after running the numbers, I found one that cash-flowed pretty well for a reasonable price at conservative estimates (plus my wife loves the house).

The annual tax savings would make a full 1+% cap rate difference.Do you guys typically factor in depreciation tax savings when running the numbers on a large complex?

However, the water company now requires that, first, a new meter pit be installed outside of the a home, a new second service line be run underground to the basement, etc.  

A question on fair housing for our legal eagles...I have a unit which I think is going to turn over soon. First time for me! For various reasons, I'd really like to get a tenant in there who has personal roots/ties in...

Planning on taking the next few months to soak up as much knowledge as I can before diving in.Looking for recommendations on markets that can cash-flow and aren't too sketchy so I can start learning how to run numbers and examine an area (just in view mode right now, but might as well be in an area that I can dive into when ready).Currently live in the SF bay area, so there's really not much local that works.  

@Marshall Hooper Wouldn't this kill your credit to open up and run up $100k in credit card debt?

Cate Mee If as the other poster said, lots of development being done in SA, and with your site being free and by Riverwalk, seems like a good story.You need to run a proforma.

The house has natural gas lines running to the gas furnace, the kitchen and the laundry room.