If you don't have it, I recommend working with a broker who knows where to place your loan.

Any idea on looking for those where interest isn’t wildly high?

Alesha,Spring Hill is nice but you have to be careful on where you buy due to certain neighborhoods having lower rents. $650K seems high for a 4 unit in Spring Hill seems like more of a Tampa sale price do you know most recent sale date or have you looked at other comparable sales within 1-2 mile range.

Be prepared to document where that cash came from - in your case, that's easy, your HELOC.Would be happy to help you with that sort of transaction if you want to reach out - I find a lot loan officers are unfamiliar that this option even exists. 

For high value prospects, email and call the planning department that supervises where the property is located.

You can usually find the forms on the county website where the property is located.

However, after years of disciplined saving, I've finally reached a point where I can make my first property (a small apartment) purchase last year.

Where did you end up investing?

Would be hard for me to believe that a manager can fail to provide leases in a situation where management is being transferred to somebody else.

for the previous 3 offers it was Identical.I don't want to be stuck waiting on the sidelines so with the market being this hot I am a little confused about where to go from here, should I start seeking out wholesalers, doing direct mail campaigns, targeting older listings, hunt more in off market or just keep submitting offers?