if they do, im guessing they will want to keep the credit score more than others?

You usually pay an upfront option fee (around 1% to 5% of the purchase price), and a portion of your monthly rent may go toward the purchase price, helping you build equity over time.Pros: Flexibility: It’s a great way for buyers who might not qualify for a mortgage yet to secure a home while improving their credit or saving for a down payment.

FHA streamline refinances are as low as 5.75% right now for primary homes with good credit. 

I currently live in and operate 1 STR in the area and as a real estate agent I've helped people buy lots of STR properties from Perdido Key to Panama City Beach.1) The STR market here is congested and there is a lot of competition. 

I have seen rates as low as 5.875% on LTV's under 65% this week with good credit.

@Susie Lowe it is difficult to find real opportunities unless you have boots on the ground or a close relationship with a commercial broker or wholesaler.

Credit scores are based on a variety of things, mortgages being one.What will happen, if she misses a payment, is that will affect your credit.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I have a client that has had a rough past two years (a credit score under 500 and they're a 1099 with inconsistent income history).

Unlike holding real estate, where you can take advantage of depreciation to lower your taxable income, fix and flips don't offer those same tax perks.