Now that I've gotten the a lot of the basics down it is time for me to take the next step.

This morning I was listening to a popular real estate investing podcast and they were discussing the many ways to finance a deal and step to get you finances in order before diving into REI.

It's up to the tenant to ensure they have sufficient funds, if a Cozy payment fails or a check bounces I then charge the tenant a fee (assuming this causes it to be late).If you're really concerned you can take what @Jonathan Cope does one step further and require payments on, say, the 25th in your lease.

I will be re-listening to this episode multiple times as I start taking the first steps on this journey.

My wife and I own and live in a 3-unit house, purchased in 2015 for $400k with conventional financing and 20% down. Last year, we took out a HELOC on this property and used that (plus some cash of our own) to purchase...

You can come to your own conclusions about this lender, however I did not pursue further interactions with these individuals or company.I posted a message around the end of April 2018 looking for long-term financing for a wholly-owned 3-plex.

What steps would be required to be Simultaneously licensed in GA and PA? 

There are now as many Americans with criminal records as there are Americans with college degrees- municipalities will be taking more steps to ensure fair housing access. 

@Lawrence Ratliff Bravo for stepping out and sharing what you're doing - that's more than most do. 

Very encouraging and I like the way you have it broken down into steps.