I also met a private lender I am using from the REIA.  

Hi Jesse,As a lender, I am seeing more borrowers getting into multi-family due to the higher rate environment and challenges with cash flow.

TIAI would run this by a traditional lender as well as have your attorney review the bond for deed agreement.

will lender consider actual rent roll or will they be using market rates? 

Or invest into other private deals and/or funds. 

Consult a mortgage lender with experience in FHA loans to learn more about your financing alternatives and obtain a preapproval.Implement Your House Hacking Strategy: After locating a suitable property and obtaining funding, carry out your house hacking strategy.

Anecdotally, I know a lender who has funded several flips that have turned into STRs and he says his client is doing very, very well which actually surprised me.

It can get a little confusing when we have escrow, our company, title, the listing agent, lender, etc going back and forth on multiple subjects centered on one property; all over emails. 

umbrella 2. and under the cash umbrella are the options we talked about - your own cash, your dentist uncle's cash (private money), a local fix and flip lender's cash (hard money.)i did a BRRRR last year (that i ended up selling because it didn't appraise) and i bought it with my own cash because the purchase price was pretty low. 

Many people who choose to self direct their retirement funds choose to become a private lender and either go through brokers who pool money together and loan short term to fix and flippers as an example.