I want to provide her with these items im just not sure how to proceed on doing so ; Please adviseThanks :)I suggest you not write anything except the purchase contract, in that state you are  receiving a loan from private sources.

Now the best part...after I got it under agreement I put together a really nice packet to send to my hard money guys, some banks, and some potential private money lenders.

Property is worth 80,000 - 90,000Original loan was 100,000 with a property value of 120,000I would be taking over at 82,000 due on loan at 7.5% (just taking over payments on his mortgage as I can't get conventional or private money)Net income is $1550 monthlyAfter expenses it cashflows about 280 a monthProblem - He is 3 months behind on mortgageHe has owned the property since 2000 and done a lot of work to it.

Hello friends,I have a question about private and hard money lenders.

I am in the process of weighing out all of my options because I have an opportunity to buy an unlisted property through a private connection of mine, but of course it would have to be in the next couple months. 

I want to avoid private investors, but I have not ruled out the option entirelyMy question(s) to you is:1.

Now you have to buy it cash or private financing, tear it down, and then build new or sell the land for more than you paid for the house and the demo. 

Where would you look to find a reputable and ethical private lender for buy and hold properties.

I am considering a hard money/Private Money lender for my next fix and flip, but I just wanted to throw this question out to the public and see if I could get some good feed back before I commit to one.What is the best one to go with?

My suggestion would be to use Hard Money on these deals, unless you can find private investors to pool together enough money for the entire purchase.