People who do what they say are a premium as it is very easy to get stretched out and not perform.

This was a rough Hurricane year and as a result insurance premiums will be higher than average.

They aren't going to buy insurance on their own.Clean sheet of paper, the easiest way to handle it is to up your rent a few $ and as an amenity, YOU pay the premium on their renters insurance. 

I used $15 because that is a little more than most premiums for these types of policies that I have seen.

East side of Bragg is growing, Hope mills is ok but you're going to pay a premium while tenants won't.

Well there is usually a "new house premium" for new construction, so you do risk the property being worth slightly less after only 3 years. 

If you are forced onto a commercial policy that will accept student housing you will probably have a higher annual premium than you are paying now so a 1 time cost with your attorney may be a better deal for you.

Hello BP,I purchased a property last year with a conventional loan with 5% down here in Las Vegas. The purchase price was 174k making my loan amount 165k, however, it was actually appraised at 185k and over a year our...

They're generic deals that look best on paper and you're likely pay a premium for it, but it'll still cashflow.

Also, should I change my home owners insurance limits, so that premium can go down?