I’ll be updating this post as I navigate the process regardless of outcome.

Need help from the accountants out there, there are a lot of posts on this topic but none I could find that address this question and my CPA wasn't much help (may need a new CPA)...I just moved my buy-and-hold rental from my personal name into an LLC as part of a commercial refi.  

Your credit and some basic liquid assets matter, too.Finally, DSCR loans are for “turnkey” properties only, meaning any property needing any significant renovations or rehab is not going to qualify, and you will likely need to explore hard money options instead.https://www.biggerpockets.com/blog/dscr-loans-terms-to-knowAnd extremely relevant to your post: BRRRR Loans: What Are the Options, and How Do DSCR Loans Stack Up?

First off Jason, thanks for replying to my post. 

Again, the post wasn't to argue but to inform the reader about SB 280.

Originally posted by @Shahriar Khan:@Pedro Adolfo Garcia you will not get any loan from banks and your LLC will not get any loans for first 2 years as well.

Thank you to everyone that has responded to my post.

My suggestion would be to select someone with the most forum posts or most reviews.

Some may have the best intentions, but not all (with no reference to who has posted above, they all could be solid).

I have been reading up on the posts and materials on here and have enjoyed the new information.