It’s been a long time coming. I think I joined BiggerPockets back in 2015 and I might’ve found out about the podcast around the same time. Even prior to that I’ve always had an interest in real estate because I’ve alw...

I would sale the California property and apply that to the new TX home and save the rest for R/E Investing.

@Ebony Bryant, did you ever find the official literature?

Housing has always just been shelter to me.I would be perfectly happy renting for the rest of my life with one big exception... it's disadvantageous from a financial perspective.

Thats why I was thinking of just buying the house and trying to raise the value so when I get out I can sell and use a portion of the profits as a down payment on a new home and the rest for a downpayment on rental properties and try to work from there.

Can I use the HELOC on my first property to buy the rest?

Rest of roof was noted as ok in general.

Can I use the HELOC on my first property to buy the rest?

@Andrew Torres  He paid early, so I'd ask him why if he didn't have money for the rest of the month. 

It will take between 3-6 years to recoup your additional closing costs at the new lower payment, and for the rest of the life of the loan, you are saving money by the amount of the lower payment.