Hi Steve,The Dave Ramsey way of doing things is to write out a new budget every month, sell off anything you don't need or use, get yourself a small emergency fund.

If commercial properties, you can seek loans from small local credit unions and banks that base it off of the debt service coverage ratio and regularly provide loans in the 7s.You can also seek commercial loans on residential properties as well.

Saved a ton on my monthly expenses which I blew on cars and car parts.

Do I raise the rent and make $600 a month on passive income, keep the property and chance this home not appreciating much more bc of what's currently happening in Florida with excess amount of inventory sitting there?

6 months ago, I built a crude Google Sheets land search tool with GPT-4 post-processing to transform descriptions into yes/no answers.

So since loans often get sold for servicing (some more than once), even if the original lender doesn't report the loan to the personal guarantor's credit, that may change in the future.DSCR loans are really set up for investors to scale as DTI isn't an issue and the down payment, borrower's credit score and DSCR ratio are the requirements.More on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

Some people mail 1500-2500 a month.

For those who have tried Airbnb long term rentals (typical more than a month), how do you factor in the utility bills?

The property damage protection is appealing and the 4% monthly isn’t bad.