I am originally a PA girl then moved to Baltimore for college, loved it, and never left!

I have tried auction.com, Hud homes and also the local sheriff sale but I could not find a single house which I could say is a deal and now I need your help to find a deal, how do I do it and that seller has no more properties left.

@Chelsea Chronopoulos, I'm currently enrolled in AREA in Waltham and it's great.  2 classes left. 

I did a quick and inexpensive renovation, rented it for $650 with no problem (45% above what he rented it for), and had it appraised for double what I paid, so when I cashed out I walked away with more money than I spent on the purchase and reno *and* left 25% equity behind in the house, with a house that cash flows roughly double the mortgage/insurance/taxes. 

For example, if you have little cash, lots of free time, and decent people skills, then maybe educate yourself and get started with wholesaling because those align well with that method. 

You're left with only $520 a month.

Find a good neighborhood for you (if flipping the property think of who will be buying it), buy low enough to make your repairs and still have equity left.

Or should I use just a part of the cash I have ($12-15,000)  to buy one single family home this year (owner occupied 3.5% down) then have cash left over to buy another SFR or maybe a multi-family property next year.

Many people who left Toronto for Calgary, are now heading back to Toronto. 8 – Foreign investment and international demand My belief is that as things get worse in the rest of the world, Canada’s appeal will just continue to increase.

I left my offer in as a backup, but I'm not optimistic.