Happy to provide a crash course.

They're so expensive, but I'm having trouble finding an insurance provider for short term rentals.

And by turnkey, either going through a turnkey provider company, or if you're in Minneapolis, I'd imagine there are local cash flow options, so you could just focus on finding a property that's in good turnkey condition so it requires less work.

And this is an area where all levels of government can be helpful in providing the right incentives and programs.

At these construction costs you will be relying on appreciation to provide a return.  

Thanks for any advice you can provide to this newbie. 

I have some connections that provide funding for EMD and double closes, lmk if you'd like an intro!

Any locations that may fit my budget and provide a decent return?

How much skin in the game? 

Army, attracting a steady influx of PHD education people.Houston, TX: Houston's diverse economy spanning oil (used to be just this), healthcare, and technology provides a robust job market that supports housing demand.