So we fixed a few things up ourselves.

We slowly fixed things over those years.

They are pretty easy to get right now and they offer low rates and hope with you they will make much money off you eventually.You might should plan on Fix and Flip or Quick Flip right now in this economy and try to save all the money you can right now and getting into small apartment complexes are a better way to go. 

@Randall CornelisonMy mortgages are fixed rate 5 year balloons amortized over 20 years.

We have ~20 years left on the mortgage and the fixed rate is 5%.

As stated before, if it is leaking now, you're not fixing the leak, you're diverting it into the framing and causing way worse damage.

Find distressed multifamily and add value by fixing it up or renting it out or whatever it takes to push the cap rate above the cost of your loan, management, expenses, etc.

We put all our previous savings into purchasing and fixing up this house, so at the moment we don't have any cash for down payment towards a duplex. 

How are you going to ask them to fix it?

Never occupied the property, just fixed it up.