Ever consider going into the fix and flip market ? 

The original seller whined about not getting any money out of the settlement.Ocwen had two years of legal fees and a non-performing note and had to pay a settlement amount with an NDA.The buyer understood how the system works and used it wisely.

You could start saving and cutting your expenses aiming at arriving at that specific amount for a down payment on the day of purchase.

The agent told my agent "bring me back an offer that is over that amount and I will submit it."

Hey Alison - You don't typically need proof of income for a fix and flip loan, they are more asset-based.

Investment Info:Single-family residence fix & flip investment in Atlanta.

There is a big location component in rentals, especially this segment and you can't fix that.   

It's increased in value a good amount.

Its usually about 1% of the loan amount every 3 months . 

I've also used GC's to complete full rehab jobs & depending on how much work a house needs and how comfortable I am with the rehab, often times I will sub out the work to different painters, handymen, electricians, plumbers, etc instead of using a GC.The more I do this the more comfortable I am managing the jobs myself and it often times saves me significant amounts of money on the rehab costs to just sub out the work vs using a GC for the full rehab.