They have an outlet where they sell excess donated items cheaply.

Buying a condo in NYC got the estimated closing costs (primary residence) of 12,500$ on a 240,000 purchase with 20% down.. does this seem excessive ?

This amount of excess income will increase as we work our way up our career paths.We currently do not live in the area, but wish to invest in the market back home in 2018.

I don't want the expense of an online software because I only have 6 units and $40 a month is excessive.  

Ryan Miller I'd say that a separate account for each property seems a bit excessive.

If we purchase the Tudor home the purchase and renovation would leave little excess capital for a period of 6 months (although I do have a potential investor (family member) who could provide a cushion.The question is this.

If not, regardless of what repairs you do the mold will likely continue to grow if there is too much moisture.  

Laminate still has wood dust in it that can warp when exposed to moisture.

Filed in court to get a judgment for the excess damage, and the free lawyer comes up again - asks for receipts for every little deduction, proof that the damage list was sent on time, etc. etc.

Many excess policies do not come with any more than a million in overage protection.