Over the weekend there was a leak from the 2nd unit toilet.

Soil remediation for a leaking home oil tank can cost $35,000.If you are really concerned have it tested first.Banks aren't will to do much of anything.

Do you by chance have a doc that has all of those requirements spelled out?

I would imagine getting all the necessary docs together.

(loan was set for 540k @ 5.5% because apparently doing a 100%LTV you pay a "premium" interest rate as they called it)  This was after weeks and weeks of sending in my personal docs, w2's, bank statements, pay stubs, tax information, the whole nine yards.The appraisal came back short (477k.

(loan was set for 540k @ 5.5% because apparently doing a 100%LTV you pay a "premium" interest rate as they called it) This was after weeks and weeks of sending in my personal docs, w2's, bank statements, pay stubs, tax information, the whole nine yards.The appraisal came back short (477k.

. : https://www.cityofberkeley.inf...But the doc also says there will be Impact fees assessed for any ADU construction above 750 sq. ft.

I havea 30 year mortgage through them at 6.5%, it was a no doc loan. 

Only major plumbing issue we’ve run into was a water main line leaking.

@Hadar OrkibiGot an off market 20 unit building near the hospital that I just got financials and misc docs sent.