One advice my insurance agent gave me is that for rental properties, if I used an unlicensed guy, the insurance company may deny the claim if something happens, if the guy gets injured.

Even I'm not so strict as to deny someone for a 25 year old felony.

Also, in many states, all one partner has to do is claim domestic abuse and you MUST let her out of the lease.All adults over 18 must be screened and on the lease. 

If I provide 3 bedrooms near a bus stop to a good school, no reason to move.. 

The clear majority of those receiving Sec 8 are not just lazy (code with a racial undertones by the way, deny it all day but that's clearly the historic implication of those) individuals milking the system.

The housing stock is in better shape than the current rental-occupied areas because it is still in transition from owner-occ to renter-occ and therefore has not withstood tenant abuse yet.I would focus on buying rentals in the Washington Local School district.

Look at the wording of the law;The Fair Housing Act prohibits discrimination in housing on the basis of: Race or color National origin Religion Sex Familial status (families with children) DisabilityUnder the Fair Housing Act, the following activities are illegal: Refuse to rent or sell housing Refuse to negotiate for housing Make housing unavailable Set different terms, conditions, or privileges for sale or rental Provide different housing services or facilities Falsely deny that housing is available for inspection, sale or rental For profit, persuade owners to sell or rent (blockbusting) Deny any access to or membership in a facility or service (such as a multiple listing service) related to the sale of housing Refuse to make reasonable accommodations in rules or services if necessary for a disabled person to use the housing Refuse to allow a disabled person to make reasonable accommodations to his/her dwelling Threaten or interfere with anyone making a fair housing complaint Refuse to provide municipal services, property insurance or hazard insurance for dwellings, or providing such services or insurance differentlyLook at some current cases:In Maryland, three African men were evicted when their landlord terminated the leases of black tenants and replaced them with white tenants.

I ended up hitting the report abuse link instead.

Invest in a good product and install it correctly, and it'll take tenant abuse no problem.  

Holds up very well to tenant abuse.