Use chatgpt.com to write an amazing add, its free. 

In my experience with distressed tenants, their housing costs are always their first priority, and one in which they have the most pride in maintaining.

In theory you could also recover 1/6th of the CAM costs, too, but in my very limited experience with mixed use, the first floor commercial could very well push back on that, since they very well may not be utilizing almost any of the common area, depending on building layout.CAM would come from any number of places, commonly:Cleaning and utilities for any common lobby.Window cleaning for the buildingParking lot maintenanceLandscapingCommon HVAC maintenance, i.e. if a single furnace heats multiple spacesUltimately, you will want to be talking with either a commercial leasing agent or an attorney that specializes on commercial leases.One thing to note, while NNN leases are generally great, there is certainly work for you on a semi consistent basis, in creating the monthly escrow amounts and annual reconciliation.  

This achieves your goals of, both, accessing the equity and growth, and reduces your stress & workload. lolFeel free to connect with me.

Is there anyone well versed in Colorado law that can answer a few questions before I consult with a lawyer?

Hey Olivia, I started out house hacking as well, feel free to reach out.

Please feel free to reach out if you come across a good deal.

Said that our property rebuild costs exceeded their maximum. 

Feel free to reach out to discuss your fourplex. 

It is not really true because to get the same rate it will cost much more in upfront costs in either origination or discount fees, AND much higher back end fees in pre-payment penalties.