I know my journey will probably be long and hard but I haven't felt this passionate about anything like this in my life, so I'm ready for the challenges and rewards. 

I'm excited about the challenges to come and the stories to tell.

There are credit unions that will give you 10 conventional, true 30 year mortgages fixed.You should max those out first.No one would go to commercial adjustable in this environment, unless they are maxed out.I am at that 10 point now and considering commericial, because that's my only option.

Hi BPs, I'm getting an MF with a tenant in a space that's clearly moldy (black spots on wall, and confirmed a nice mold cake in the crawlspace below). I requested vacant possession, but it may not work out that way.  ...

Good luck getting into this challenging but exciting market!

I did try to challenge a higher reassessment this year on two of my properties and they just said that if I paid x amount, the properties must have been worth it and assessments should reflect that. 

Sounds like you have great conviction in the cause, that will help you out when you hit any challenges or bumps in the road.

Yes, more challenging to find value but the trend is still solid in TX markets.I would do the following:1) Education - read up on MF investing (books, BP podcasts focused on apts, MF forums, etc).  

I have other loan officers challenge me on this all the time.

I live in the area and have found it challenging to make the numbers work on a 2-4 flat.