Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Alternative monies is going to run in the high 6s-mid7s range depending on ltv, loan amount, etc. 

I never had him offer stupid amounts.

If there is no response in that time frame you will be clear of the lien amount.

The loan will be primarily calculated on your personal income with some specific amount (maybe 75%) of your property income added to that.

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

Weigh the amount of stress/time/money that each option will be, and what will get you the results you want the quickest/easiest.     

Most judges give preference in a decision to parties that show up to defend themselves and at least give their side of the story.For the dollar amount you're talking about, I'd try. 

Not necessarily cheap money (minimums at those types of loan amounts), but look doable on the surface.Let me know or PM. 

Depending on the amount of ductwork needed, would this be cheaper than the mini split system?