We are interested in purchasing commercial real estate (though not development), purchasing performing debt, asset based lending of any kind (We've loaned on artwork, aircraft, cars, etc.), and "show money" loans ( for projects that need to show cash in the bank).

if they do, what kind of loan do i ask for or do i make an investment proposal to them ?

But when you deal with these kind of properties not ever one can say I have the money to buy it and the bank is not willing to just hand over money they look at it if it making 0$ if you can afford to pay the bills due to the market now.

She let me know that her lawyer was going to send a letter to me requesting my insurance company.I put in a claim with my insurance company and after reviewing the facts, they are claiming the incident occured on "common ground" and are also denying any kind of liability.One thing I want to note.

What kind of contract did you use?

I agree with you (kind of), but here is my opinion of reality:One offer = this is the highest offerTwo offers = hopefully one will closeThree offers = I did a good job pricing this thing and the seller will probably get the most that the market will bear.I believe that most RE agents have no real training, hence they start "fighting" for home values that don't exist and end up killing deals that should have closed, all the while trying to "prove" value to a home owner.

What kind of marketing have you done so far?

Do you have some kind of crazy idea?

Sell to an actual end-buyer and take my assignment fee at time of closing.Side Note: If anyone has any comments about this strategy, please let me know, as I'm open for any/all suggestions.Now, here's my question...As a new, aspiring investor here in the Sacramento area, especially within the suburb where I live, and the surrounding neighborhood, there's been an influx of homes that have been foreclosed on, which the banks have bought back and have sent to their respective RE companies for resell.Would these REO's be worth my time going after, in order to hopefully wholesale and if so, what kind of reaction should I expect on submitting low-ball offers?

What kind of commercial investments are you considering?