MF also lowers management expense a tad, taxes are less of a pain... on and on...

The slack and living debt free gave me a new sense of freedom and just relief.

I'm an active investor and feel your pain when trying out a new company - I like companies who I know I can count on ... even if it costs me a few more bucks per year!

Don't get me wrong, it does not mean its a walk in the park, buy the wrong property in the wrong location and you will feel the pain.

We had professional contractors pain the living room and kitchen.

Several days later, the title company sent me some Condo Certs links to pay for a "Full Resale Package and Disclosure" ($160) and a "Servicemembers' Civil Relief Act Disclosure" ($119). 

Several days later, the title company sent me some Condo Certs links to pay for a "Full Resale Package and Disclosure" ($160) and a "Servicemembers' Civil Relief Act Disclosure" ($119).

The two largest challenges were an error on my credit report that delayed the loan application by a week and was a huge pain to fix.

This is because of the risk mentioned above, plus the process of the remodel is a pain and is worth compensation in the form of equity. 

Its a pain for the seller, but if you can handle all that - sure - live there.