We are a stimulus package away from things turning  around.Typically the market is ahead of the economy as far as value.

@Susie Wilson once a certain type of contractor 'gets ahead' on money they can become a management challenge or simply disappear altogether.

It will most likely be a straight up purchase, maybe an assumption if it is a VA or FHA loan.  

go ahead with your plans.... by the time those are done and permitting in place this should be partially over

I went ahead and paid 15 % federal tax and 4 % NC tax  will pay the rest later- wondering if that was a good idea.Have made cash offers on 3 SFH (planning on using our equity line) with no luck and I think the market is going to have to cool for me to find anything that will cash flow well (after I refinance).

Plan ahead, not in the moment.

I think test anxiety is a legitimate reason that some people don't go ahead and get a license.2.

However in GA, you only need a lenders license (you will also need to have the entity that is holding GA notes to be registered with RA and surety bond like many other states)https://nationwidelicensingsys...As for your business plan, I’m not sure how much experience you have in notes, but jumping straight in to operating a fund for your first go around, you’re likely going to find that to be quit challenging.

And if that doesn’t appeal to you go ahead and put it on the market because you’ve already done things that many people haven’t done to their land and that’s more appealing.

So you really don't need to be setting these up too far ahead of time.