Here's a list put out by a servicer, Madison Management, that shows a breakdown.

Depending on the relationship you have with your tenants, you may get threats, etc. but they don't have any standing against you.Aside from renovating the kitchen:I would definitely have the HVAC checked and serviced by a reputable company in your area.

there are not any lenders that will provide a HELOC on this scenario ….try  contact the present lender / servicer  for options on the current loan …….you might also contact you bank to see if they can provide an unsecured consumer type loan that  is better than what you are paying now

He'll need to get an independent third party appraisal for the land to establish FMV and amount of deduction.

Here's something that may work for you: Some MLS systems allow brokers to enter what is referred to as  limited service listings (google "flat fee MLS listing" and you won't have any trouble finding one). 

.$1M Property (12-24 units) - will need to meet or partner with someone who meets Net Worth requirement25% Down15% Reserves - 6 months of debt service + light rehabI'm targeting the raise at $400K. 

It's highly unlikely the mortgage service company will let you take on the liability without a full underwriting.

Definitely make sure you have cable and cell service at the unit because some don't depending on where in the mountains they are located.

Don't waste your money on mentors who want to be paid for their services. 

I think wholesalers sometimes forget that they are in the customer service business.