HOWEVER, my question is: given our goals/strategy, when analyzing returns for potential deals on the single-family rentals, along with a relatively low cash-on-cash return of roughly 1-2% should we allow ourselves to consider/count on 1) modest appreciation growth of only 3% year over year, 2) expense increases mirroring the current CPI of 3.5% and 3) low rental upside of only 1% (or even 0% given current market conditions).For example, if a deal gives a TOTAL return of roughly 15% year over year for 10 years but only starts out at about 1% cash flow via long-term rents, is this a good idea?

You also get the stability of two rents coming in for one property.

If over a year, and especially during a renewal, they have additional protections. ”getting out of the real estate business” in 1482 would mean moving into the property yourself, or renting it to an immediate if family member.

If your goal is for active gains (w2 income and biz income) to be offset by the losses generated from your property, you need to do 100 hours material participation on the short term rental, and it must qualify as a short term rental by being rented out for 7 days or less.

You want to invest just to have a place to live and potentially offsetting your mortgage payment by renting out the vacated rooms or having x amount of cashflow in the future?

Ultimately, I am looking to purchase/refinance with or without my siblin co-borrowing, then put an ADU on the home to rent out. 

2 - 3x the rent & utilities.  

We then handle the rehab and rent out the property.

I feel that I am analyzing deals well in terms of price, downpayment, rents, cashflow, etc...

Also, do you currently rent or own your primary residence?