I sent the letters with a regular business envelope and they were handwritten.  

If you're interested in wholesaling, you may want to connect with @Sharon Vornholt here who writes regularly for the BP blog on the subject.

Regular renters insurance will not suffice.

I regularly flip houses, and consider it my business for tax purposes.

Ultimately, the unstable income became too much and I went back to work for "the man".My wife works for a large health insurance company, and I work for a larger electrical contractor.

What Richard D is telling you is you can buy the house and own it but the person with the life estate has the rights of possession until they die, but you can buy these rights and the remainderman's interest then you will own the whole thing just like a regular deal.

We had been inside for our regular inspections and had never noticed the walls becoming dingy over time.

As for watering the foundations I don't know anyone that does that regularly.  

But if its not Health care related your going to pay the tax.

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