Other option would be her doing a cash out refinance on her home and using that money to purchase with cash.  

There are a lot of factors that go into the pricing of a loan such as loan amount, purchase price, credit score, income documentation type and property type. 

Why do you think purchase contracts are so long and have such small print?

Purchase price: $1,870,000 Cash invested: $300,000Offering a sliver of ocean view from upstairs, plus an ideal setting conveniently close to the area's most popular shops and restaurants, there's plenty to love in this location.

With respect to the properties you previously purchased, whether you decide to transfer those properties to the LLC is entirely up to you.

Have you purchased or looked into any multi-family opportunities yet?

Interest rates are higher when we purchase for an LLC owned property vs a personal owned property. 

All the properties were purchased site unseen on their recommendation & has been spot on .   

Could be CLass A, but you didn't share what the ARVs are.Most investors finance 75-80% of a purchase or do a cashout refi to BRRR it.Class A properties are almost impossible to cashflow with, especially with +7% mortgage rates.Class B, you're lucky to cashflow these days, but can do it if you buy wisely.Class C is what many investors are focusing on currently as they can cashflow from day 1, even with +7% mortgage rates.The challenge is most investors targeting Class C for cashflow, don't take into account the corresponding lower-class tenants and all their associated challeges.

Rates ticked down the most in a week for 2024, last week so sounds a hair high..we just priced a DSCR purchase for 5+ units just below that..Check in with @Joseph Chiofalo for a quick quote.