Some of you who never troweled concrete or scooped JC out of a bucket or dipped a brush in a can of polyurethane act like your rental properties are harem virgins, and there are plenty of judges who don't know the first thing about property maintenance who are perfectly willing to back up any silly claim as long as a contractor submits an invoice.You don't know what you don't know if you don't investigate.

It can be a fellow investor, your parents, your friend or a private money source and so on.

@Kevin Robinson If someone is tough to find we use a private investigator.

You may have to use an individual/private investor for something of this size to get the funds for your rehab and then proceed with your refinance plan for the perm loan. 

I am new and want to start investing into real estate as an private investor for flipping house at first until I am able to build up cash for buy and hold type investments.

When I was looking around for lending, anything outside of a private lender or portfolio lender had very similar rules to their loans.

Sounds like you have plenty of experience, you should be able to find a private money lender no problem.

At leas this last one was not investigated by the FBI like my previous one.

Try to find Comps that have the flood insurance requirement so your not overestimating the ARV of the subject.A great alternative to NFIP (FEMA) Flood Inusrance is the private market flood insurance.

If you had a list of about 700 people in your area with a lot of money how would you market to them