I personally think out-of-state investing is a top choice.

Can anyone point me towards an online calculator that will show how much sooner we would pay off our mortgage if we divided our monthly repayment amount by two and paid that amount (half of a monthly amount) every two weeks, instead of paying the monthly amount once a month?

What recommendations do you have for insurance on a triplex that's paid off in Miami, FL?

Regarding the septic approval, my understanding is that systems are rated for number of bedrooms under an assumption of usage and per person usage.

My initial idea was 10-20% down with 7% interest rate for 10 or 15 years after doing research. 1 person suggested a balloon at the end and another person advised against it. 

First person I met was the section 8 case worker.

Akron and Canton may cashflow a bit better but I personally don't see as much of long term growth in those cities. 

Nice area though and properties probably will hold their value as long as kids go to school in person at a building/campus. 

Let me know if you ever want to chat more directly about house hacking as my wife and I personally do this as well as most of my clients that I help!

So, while taking into consideration the age and condition of the damaged item at move in and the time the tenant was renting for is a factor, I personally don't think using a strict IRA depreciation schedule makes sense.