You're not including repairs, CapEx, vacancy, or management in your rental analysis.Besides the normal condo caveats, I'd be worried that this is an appreciation-only play.

(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence" Good Luck

Also, if you have the cash and the deal is good enough, it might be worth it just to buy it with normal bank financing which is the easiest way to own it, with (usually) the lowest interest rate.  

I normally get down there a few times a year.

“During your employment and for two years after your employment ends for whatever reason, you will not own, manage, operate, be employed by or under contract with, participate in, consult with, or render services to, any enterprise or entity on behalf of which would result in your competing with any business engaged in by Company or its Affiliates as of the date of Employee's termination, that is located or does business within Alamance, Cabarrus, Catawba, Caswell, Chatham, Davidson, Davie, Durham, Forsyth, Gaston, Guilford, Harnett, Iredell, Johnston, Lee, Lincoln, Mecklenburg, Moore, Orange, Person, Randolph, Rowan, Rockingham, Stokes, Surry, Union or Wake Counties, all in the State of North Carolina, or Lancaster or York Counties, both in the State of South Carolina.

The realtor agreed but has a flat fee of $1200 is this normal for Baltimore realtors I’m accustom to maybe $300-500 and % commission..

If less than 36, I think what you are experiencing is 100% normal / par for the course.I held my sales license from 2000-2002.  

You generally can't hold the deposit for normal ware and tear to the property.This is not legal advice and you must consult with your legal advice for specific information in your jurisdiction.

Normally you’ll take them somewhere (we go to a job trailer) and talk to them and see what’s up and why they are there, while also letting everyone that is working onsite know OSHA is here.

@Tyler Krathwohl do you have a "normal" job that satisfies the 2 years of tax returns?