People will lend to you so you can leverage your purchasing power, but I've seen people get stuck in those loans without being able to contribute more to their IRA but a needing to fix up an IRA owned property.Don't buy non-performing assets in your SDIRA.  

Lending is still pretty heavily regulated and the purse strings have not been loosened all that much.

@DavidFaulkner - you're right, Although the idea hard money lending seems simple, it's not my niche' and I certainly don't want to recommend anything I can't back up.

I enjoy your input on BP with all your lending experience, you're the champ!

There are many groups that make a good living selling these but yet very few long term investors , or smart money ( institutional ) goes for that area.I think there is a reason for that in the over all investment strategies.

My median home built date is probably 1965, give or take.I do love lending on the gorgeous painted lady 1890s Victorian multi-unit conversions.

Hi @Gina Moore, Regarding syndications, if you are an accredited investor, you can buy into institutional grade $50-125M projects with as little as $100,000 and diversify.

We've successfuly lended on many homes that banks have previously denied.

To answer the OP's question,  HMLs will consider everything a traditional lender will consider but will often be willing to lend when a traditional lender will not.

If that is correct in my understanding then you are effectively lending monies to your IRA, which is prohibited.If on the other hand you are stating that you are creating a JV (20% IRA, 75% personal and 5% third-party), and your portion is a personal guarantee pledge of ownership to borrow the monies to pay for your share, then you are extremely close to stating that you are using your IRA based partnership to enable you to get a loan which is a prohibited transaction.While these appear to be good food for thought, as professionals we would be happy have you test the case with the IRS so that we can all learn from your experiences (I am sure Brian would concur too) :-).