Any adverting campaign is based on volume, repetition, in other words advertising is a program, not a one shot.

.), even though the program says just verify cash available for prepaids.

This program is only targeting non govt insured loans in the first place.

Check out the special programs in your area as they may have something like it -- I was shocked at how high the income limit was to be accepted into the program.

The extension will be at the discretion of the lender and based on many things in the future.It sounds like you are new to commercial so perhaps go speak to a small community local bank and see what their program is for retail commercial property.

However we are also all about disclosure and don't have any hidden fees , upfront fees, or back end charges.There was a local mentorship program in our area, where experienced investors worked with students.

Does anyone have any programs that work for them?

FEMA seems to step in in big disaters with assistance as well as states (I know, Cali is busted), the uninsured and underinsured survive but those with insurance fair better I'd think.Retro fitting your house might be worth the pound of cure, to a point and anyone you talk to will likley be doing a sales job on you too. :)

For those of you that own in Section 8 type communities- has anyone been successful in converting tenants to this subsidy program?

To get this loan, you will have to SIGN statements saying you're going to live there.Further, there are very few loan programs that even let you buy a primary residence with 5% down.