My husband works in oil and gas and I work for a medical device manufacturer. 

Arthur Mac's Tap & Snack Room 8/13?

We both got new jobs and pretty much doubled our income.Of course, doubt that I have is, get to the action now, try to get loan approval this year and use those programs or wait next year and then apply for a loan and be 100% sure that we will be approved.There is a chance that we would be able to meet criteria for Fannie Mae/Freddie Mac Loans from a 2nd link above but I do not know are there any other conditions for these that we might not be able to meet.So, from investors perspective and experience, are these programs something that it’s worth of chasing at all and or should I focus on getting a better conditions taking a regular FHA loan?

There is that limit when getting fanny mae or freddie mac loans.

You can use an entity and have better liability protection, however your entity will have to use commercial loans to finance their purchases which have considerably worse lending terms than a conventional Fannie Mae/Freddie Mac mortgage.

Feel free to ping me off-line, Im in Upper Mac and currently invest in Easton.

In addition to what Steve said, Fannie Mae and Freddie Mac listings are in your local MLS or on realtor.com.

You may want to look into technology as well like new smart devices such as thermostat, lights and so on.

Freddie Mac 90% of the time only asks for 1 year of tax returns.

Pardon the mistake, I'm on a mobile device.