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If they start talking about needing to develop a "relationship" with you, make sure all your funds are secure and you have a button closing the pocket your wallet is in.

Even heard of old waterfront housing neighborhoods bought out to simply develop higher-density housing as it would make more money for the city having condos and a marina instead of old established waterfront homes.

Typically, there is a Master Condominium Policy on the entire development that the HOA pays for (with your dues money).

I have some foreign national clients who have used it to get developments off the ground.

Did not work out that way.Not sure how though how it has affected values in more rural areas though when a casino comes into town.Perhaps if you are one of the players right in the line of the development and your use is well associated it could work out well.

There is very little difference between Roseville and Rocklin except the Rocklin Unified School District has a slightly better reputation, but Roseville is far from bad.

They never installed backing underneath and over time stress fractures develop.

But developing a relationship with a smaller bank is definitely the approach to take.Hope that helps,- Tom

In case I can't find the current title company, do you have any recommendations for finding a good, reputable one here in southern California?