I think planning and working with them will be an important asset.

Banks / lenders don’t sell candy or coffee or tshirts or even houses.... they sell money.

If I have to go to another area or even state, I will.I appreciate the welcome.No, you do not have to be an owner occupant to rent the ADU, CA law changed as of this year so you are good.

@Kahleb Kelsey   If the fourplex is vacant then that could be an advantage for you.

Per NJ law this must be an interest bearing account located in NJ but I am not physically in NJ to open the account as I already moved to Florida.  

The hard money lender is going to want to know what your exit strategy is for refinancing after 6 months.It sounds like this would not be an opinion for you.My recommendation would be seeing if it can go conventional so you can leverage one of the products that allows you to house hack and put a low downpayment.I am also based in Columbus, Ohio

Consider quality, renter-friendly materials on your initial rehab (if any rehab is required) instead of top-dollar materials, if the intent is to use the property as a rental property investment.You are typically obligated to be an owner/occupant for twelve months when using the VA loan.

I just listened today and my head is still spinning a bit from all the questions I'm supposed to ask myself and ways to go about it.I haven't pulled the trigger on getting a Pro membership yet but that could be an option for you to access the new BP Insights data.

In the front of it there use to be an church on the back of it its apartments, it's in an bad neighborhood but the main rode leads to Toledo Ohio's Downtown.

I already have a Vanguard account, so that sounds like it will be an easy transition.