As we become a more mature investor, we just see investment as a transport and we can move/transfer our money from one asset class to another asset class.In my eye the most riskless investment right now is investing at gov. bonds as the yield is high and bond notes are trending up.

With silicon valley it was treasury bonds and with first republic it seems like it was mortgages. 

they have a license and bonded based in north county San Diego. 

So, your question is really about what will the bond market be doing in 5-10 years...  

Let's call them class 1 and class 2 assets.Class 1 assets are those that provide income without you needing to work i.e. rental properties, stocks, bonds, etc.

You can also invest more passively in the public markets in REITs, bonds (of REITs or others), other high yield (10% or more) funds/securities including some REITs, etc.Anyway, if you ran your own business you know that you need to develop leads to get the business. 

He's getting it done now, but it was like pulling teeth to put it together.

Two general things I can say are: (1) Ensuring you have a balanced portfolio between financial assets (stocks and bonds) and real assets (homes, property, etc).

During this meeting discussed the use of Industrial Revenue Bonds.I have placed Industrial Revenue Bonds for local Industrial clients, but neverheard of using them in the manner that was explained to me this morning.My client said they have used the Industrial Revenue Bonds with their ownfunds, in essence they put up, let’s say $10,000,000.00 cash through a shellentity.Those funds are used to setup the bond that is then borrowed by a secondentity (the developer) then the interest associated with the Bond is tax free.Here is the interesting/confusing part, the development entity then defaultson the bond which then triggers a default rate of 18% which accumulates as tax free interest.Has anyone here had any experience with this?

1-Traders are only betting there is a 1 in 100 chance of the Dow would fall below 500 down from 1 in 6 earlier this year.2.The chance that corporate bonds will default has fallen by a third. 3.Google searches for “economic depression†has returned to normal levels.Really?