I also understand your market audience being casual landlords with 1 or 2 properties, makes senses. 

I would look at how frequent you might be looking at a flood and how it will affect the building.I'm not in that area, but where I am is between 2 rivers and our "100 year flood" has been happening every few years, but there's still houses I would invest in that are "in the flood zone".

No problem at all, I work with Freddie on a daily basis and finance deals with the Freddie SBL program frequently.  

Are you able to share what those list are because the call back rate will vary between your audience.

I think you have an immediate advantage over the PM company, less over head.Using Homeaway and or Airbnb should put you in front of a large audience and you should be able to undercut the management company's prices.I am using Homeaway and Airbnb and Homeaway is keeping my calendar slam full!

Your kind of clientèle is more likely to attend church than frequent a bar. 

Furthermore, mortgage lenders frequently ask the property management company for our association for information regarding the number of rental units in the community as it may possibly impact their willingness to extend financing to someone purchasing a home.This seems inaccurate and contrary to what I have heard from local lenders.

How frequent are those kinds of requests?

A lot of real estate investors use Ki Shin, smithandshin.net , He is a frequent speaker at Charlotte Reia as well. 

The agent set me up with an MLS search and I frequented it daily looking for deals.