The recently passed regulation to limit the number of STRs apply to the city of San Diego.

If the language of the moratorium is that it also applies to new owners of a property, you've got a non-paying squatter courtesy your state government, until the moratorium ends. 

And as @Nik Moushon mentioned, we have engineering course in College and have License exams dedicated to understanding engineering theory, principals, applied materials and statics of strengths.Jared W.

The tests for being an active business, e.g. material participation, don't really apply since the IRS already has ruled/law saying rental are passive activities. 

Stop thinking in conventional banking terms, it does not apply.

They will motivate you, they will push you and they will apply pressure and force you to become a better.

Table it.I'd start with a rate refi why and apply. 

We are on forbearance for our home until the end of my Americorps position (I applied to the 10 month Americorps program when the restaurant I was working for shut down for COVID, I earn a small stipend now....) so I don't know if 'buying our second property' should be my goal.Here is what I know: I want to focus on value-add buy-and-hold investments for the primary focus of providing affordable housing.                                

The roommates keep asking if they can apply and renew a lease, What would you do in this scenario? 

Another agent’s client applied and was accepted for a lease starting ASAP.