Alternatively, if your preference is to be as passive as it gets, then you may want to look into syndication investing. 

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If your alternative investment is triple tax free bonds it sounds like you are extremely risk adverse. 

This is a common occurrence in South Tampa and the Variance Board might be a good alternative to the other solutions.  

So I am searching for alternatives.

So unless you go under contract before the 28th you will need to do FHA or find an alternative FREDDIE MAC HOME POSSIBLE® BORROWER INCOME LIMITSOur Freddie Mac Home Possible® offering serves low- and moderate-income Borrowers looking for low down payment options with flexible sources of funds.Currently, for all Home Possible Mortgages, with the exception of those secured by Mortgaged Premises located in a low-income census tract, the Borrower's qualifying income converted to an annual basis must not exceed 100% of the area median income (AMI).

The alternative is to construct 14 units with 3 bed 3 bath at 1500 sq feet per house.  

I can take them off the list search list while I look for alternatives. 

Does anyone have an alternate route to get started? 

There are strategies that make more sense to people depending on where they are in their own journey (desire to invest time, cash available, expertise, alternative ways to spend their time or invest their cash).The British call this 'horse for courses'.