The Consumer Financial Protection Bureau announced a new rule today to prevent a wave of foreclosures due to coronavirus.Here is a summary from the New York Times:“In most cases, lenders will only be allowed to foreclose on a home if it is abandoned, if the borrower has not responded to messages for at least 90 days, or if the borrower has been formally evaluated for all available “loss mitigation” options (such as a loan modification) and none are viable.Servicers will also be allowed to proceed with foreclosures for borrowers who were already 120 or more days delinquent before March 1, 2020.The new rule also allows mortgage servicers to more easily offer some loan modifications so long as the changes do not increase a borrower’s monthly payments or extend the loan’s term more than 40 years beyond the modification date.”Nice for current homeowners but with the current high prices and low inventory, anyone hoping for a wave of foreclosures or crash may be waiting awhile. 

One latch will not prevent you from getting in. 

I think there are still restrictions that prevent cash out refinance on VA or FHA loans, so that could also add to the confusion.

The fed moratorium doesn't prevent evictions for all reasons, just one, the inability to pay. 

I guess both are accurate.They said the CDC doesn't have authority to do a nation wide eviction moratorium, but didn't strike down the existing one that will expire anyway at the end of July.This should prevent this from ever happening again.I live in a red state and I have been able to do evictions as long as I attest to the fact that I don't have a federally backed mortgage or that I do not receive government subsidies like section 8 on a property. 

Our goals for this property is to provide great service to you, through great landlord/tenant communication, preventive maintenance, and property improvement.

This prevents every Tom, Dick and Harry from filing nuisance liens.

With regards to your question about rental license - even with the rental license, there are rules (especially in DC and VA) about the minimum amount of time that your home must be rented out to a single tenant or a minimum lease term that would prevent you from doing STRs if you abide by the rules.

The less you do to keep up with it as preventative maintenance and care the more it will cost you in the long run.

It's usually the buyer preventing the seller from going into competition with him for some period after the sale.