Baltimore is a great buy and hold area, you can find neighborhoods to fit a cashflow model as well as those that have the potential for solid above market appreciation.  

BOA is great for certain products but I think you would be a much better fit for a local community bank.  

````````````````````````````From the  Dept of RE in Calif.Landlord’s responsibility for repairsBefore renting a rental unit to a tenant, a landlord must make the unit fit to live in, or habitable.

Then i looked for the houses that fit my criteria (3 bed 2 bath SFH or duplex mostly and some more, some less).

I would like to use my VA loan this time around since I have to move to the area for work anyways (so safety for family is a concern) but there just seem to be a lack of a multi-family available all together much less a deal that would fit the VA criteria.

Depending where you consider central jersey to start, But some towns I have been through that fit that middle range are Maple Shade, Delran, Mt Laurel, Mount Holly, Riverside, Wilingboro.

Based on my prefatory understanding, I think that remote buy and hold best fits my interests.

We are Darrell and Brenda Lagler and are excited to write the next chapter in our lives.We have bought and sold multiple residential properties over the years and believe that real estate best fits within our investment strategies.

I looked into student housing near the University of South Alabama, but it didn't fit into my formula.

And much of the new apartment construction has been luxury, which is not a fit for the many mid-market renters.So, at an increasing rate, single-family homes are absorbing the large pool of people who are in the rental market.