My handyman is also one of my best friends who used to own a construction business but had some financial problems and went bankrupt.

A divorce uncontested can take about five months and a fight a year or two.What assets do they both have and minor children?

I would also do some research on historical performance of this asset class, see how they did from 2010-2014 as the low interest rate and subsidy from the government made every business lucrativeCase in point people buying y NFT’s for stupid money which are now worthless.If people don’t have the $ they won’t show up

Quote from @John R Olson: Yes, everything I am looking at is secured by CRE and not unsecured peer to peer.I would read that again and have an attorney explain what something that is secured by a pledge of distributions from affiliated ventures means.As typically that means you are not investing in the entity that owns the assets.

With such things, they will usually offer you some time (we had a case once where it took us a while to find a new bank to refinance shortly after the financial crisis in 2008) before actually foreclosing, but they will eventually pull the trigger and begin foreclosure proceedings.

Most invest in the same asset classes but identify differently for tax purposes. 

Now, i am motivated to take the next step of learning on ideally "single family rental home investments" with a long-term rental view to help me with financial freedom , still have the fear of "what-if i am unable to rent the property i buy" and hence looking for more guidance around "how to invest in rental properties mainly single family homes " in general :) .

Hey Nick,When you're considering if it would be better to invest in a larger asset, I think it would be smart to consider the NOI of both assets and what kind of overhead is involved.

claim a full loss (huge tax write off) year one and then make them into an appreciating asset.

It would cause an undue burden (financial).