In order to consider a legal bedroom, each room will need at least 20 inches wide by 24 inches high for a window.

Now that the 5% down conventional loan program is widely available (since November last year) I generally recommend using that as opposed to FHA because FHA comes with minimum property condition standards, the self-sufficiency test, and it's less attractive to sellers.

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I'm trying to get creative while also minimizing risk, and my eyes are wide eyed to the new information and potential opportunity.

It covers a wide range of topics including finding potential properties, financing deals, and managing tenants.

if you’re looking for an investment angle, you might consider moving into a multifamily house, such as a duplex, where the other tenant would probably pay for your mortgage with their rental payment each month.  

Furthermore while some neighborhoods currently have a glut of inventory, its not the case city wide.

Cincinnati, in general, has a little more upside to Cleveland to me, but I am not an Ohioan so I am sure there is wide debate and it depends where in those areas you are looking.

This should leave your income wide open to buy something and invest. 

These situations often require immediate attention that might not align with your available hours due to the time difference.Regarding property management fees, these can vary widely and you might find that the rates are more reasonable than expected.